Terms & Conditions

**Last updated: 12 August 2026**

1. The Promoter

3for100.com is operated by Kristopher John Mckenzie, a sole trader trading as **3for100.com** (“the Promoter”, “we”, “us” or “our”).

**Business address:** [BUSINESS ADDRESS TO BE ADDED BEFORE LAUNCH]

**Customer-support email: 3for100_supportteam@proton.me

**Website:** https://3for100.com

2. About These Terms

These Terms & Conditions apply to every prize competition or prize draw offered through 3for100.com (each a “Competition”).

By creating an account or entering a Competition, you agree to these Terms, our Competition Rules, Privacy Policy, Responsible Play Policy and the information displayed on the relevant Competition page.

Each Competition page will state its prize, entry price, maximum number of entries, opening and closing information, qualifying question, free postal-entry instructions and any additional conditions specific to that Competition.

If Competition-specific information conflicts with these general Terms, the Competition-specific information will apply only to that Competition, provided that it does not remove an entrant’s statutory rights.

3. Eligibility

Unless a Competition page expressly states otherwise, entrants must:

* be aged 18 or over;

* be ordinarily resident in England, Scotland or Wales;

* provide accurate and complete registration information; and

* use only one customer account.

Residents of Northern Ireland, the Channel Islands, the Isle of Man and countries outside England, Scotland and Wales are not eligible unless a Competition page expressly states otherwise.

Employees of the Promoter, members of their immediate household and anyone professionally connected with administering a Competition may not enter.

We may request reasonable evidence of identity, age, address and eligibility before confirming an entry or awarding a prize. Failure to provide satisfactory evidence may result in disqualification.

4. One Account Per Person

Each person may operate only one account.

Creating or using duplicate accounts, alternative identities, another person’s payment method or other methods to avoid an entry restriction, qualifying-question result or spending limit is prohibited.

We may link or combine accounts that reasonably appear to belong to the same person and may suspend, close or disqualify accounts where fraud, misuse or circumvention is reasonably suspected.

5. Qualifying Question and One-Attempt Rule

Every entrant must answer the qualifying question for the relevant Competition.

Each person is allowed **one attempt to answer the qualifying question per Competition round**, regardless of whether they attempt to enter through the paid route or free postal route.

For paid online entry, the question must be answered before payment is taken.

If the answer is incorrect:

* the entrant will not qualify for that Competition;

* no payment will be taken;

* no ticket or entry will be issued;

* no second question or further attempt will be provided; and

* the entrant will be blocked from entering that round of the Competition.

An entrant must not attempt to obtain another answer attempt using a different account, identity, device, browser, address, email address or payment method.

A correct answer qualifies the entrant to obtain entries, subject to these Terms, the available entry capacity and any limits displayed on the Competition page.

6. Paid Online Entry

To enter through the paid route, an eligible entrant must:

1. sign into their 3for100.com account;

2. answer the qualifying question correctly;

3. select the permitted number of entries;

4. provide the required payment information; and

5. receive confirmation that payment succeeded and ticket numbers were issued.

Adding entries to a basket or beginning checkout does not reserve entries. An entry is valid only when payment has been successfully confirmed and the relevant ticket number has been recorded against the entrant’s account.

Entrants are responsible for checking their entry confirmation and notifying us promptly if they believe an error has occurred.

7. £250 Monthly Paid-Entry Limit

Each person may spend no more than **£250 on paid Competition entries across all Competitions during each calendar month**.

This is a monetary spending limit, not a limit of 250 tickets or entries.

The limit:

* applies per person, not merely per account;

* covers paid entries across the entire 3for100.com platform;

* resets at the beginning of each calendar month;

* may be enforced across linked or duplicate accounts; and

* cannot be avoided by using another identity, account, email address, device or payment method.

A transaction that would cause the entrant to exceed the remaining monthly allowance will be declined or restricted.

The remaining monthly allowance displayed in the entrant’s account is the platform’s current record. Corrections, cancelled payments or refunds may take time to appear after they have been processed.

Valid free postal entries do not count towards the £250 paid-entry spending limit because no entry payment is made to the Promoter.

The £250 limit is a maximum, not a recommended spending amount. Entrants should participate only within their personal means.

8. Free Postal Entry

A genuine free postal-entry route is available where stated on the relevant Competition page.

There is no online free-entry submission form. Postal entries must be sent by ordinary first- or second-class post at the entrant’s normal postage cost.

The postal-entry page for the Competition will provide:

* the Competition title;

* the Competition reference number;

* the qualifying question;

* the entry-closing information;

* the postal address; and

* the information that must be written on the postcard.

Unless the Competition page states otherwise, each postcard must clearly and legibly contain:

* the entrant’s full legal name;

* the email address registered to their 3for100.com account;

* the entrant’s date of birth;

* the entrant’s full residential address;

* the entrant’s mobile telephone number;

* the Competition title;

* the Competition reference number;

* the entrant’s answer to the qualifying question; and

* the statement: **“I confirm that I am aged 18 or over and accept the Terms & Conditions, Competition Rules and Privacy Policy.”**

The entrant must have a free 3for100.com account so that eligibility, the one-attempt rule, entry confirmation and any prize claim can be administered.

Each compliant postcard represents one entry. Where more than one postal entry is permitted, every entry must be written on a separate postcard and posted separately with the required postage.

Postal entries must not be sent:

* by recorded delivery or special delivery;

* by courier;

* by hand delivery;

* in bulk within one envelope; or

* by any method other than the method stated on the Competition page.

Proof of posting is not proof that an entry was received.

A postal entry may be rejected if it is late, incomplete, illegible, sent to the wrong address, uses an incorrect Competition reference, contains an incorrect qualifying answer, cannot be matched to an eligible account or does not comply with these Terms.

9. Equal Treatment of Postal and Paid Entries

Every valid postal entry will:

* receive one Competition entry;

* be entered into the same draw as paid entries;

* have the same chance per entry of winning as a paid entry; and

* be processed without reducing the entrant’s £250 paid-entry allowance.

The winner-selection system will not favour or distinguish between paid and postal entries.

There is no separate postal-entry prize pool and no separate postal-entry winner.

All valid postal entries received by the stated closing time must be processed before the winner is drawn. Administrative processing time after receipt will not reduce the chance of a valid entry being included.

10. Competition Capacity and Closing

Each Competition page will state the maximum number of available entries and its closing information.

All valid paid and postal entries count towards the Competition’s total entry capacity.

Entries received after the applicable closing time, or after the available entry capacity has been reached, may not be accepted.

We will not change a published closing date unless unavoidable circumstances outside our reasonable control make a change necessary and the change can be made fairly without disadvantaging existing entrants. Any permitted change will be clearly communicated on the Website.

The Promoter will not draw a winner until all valid postal entries received by the applicable closing time have been processed.

All dates and times displayed on the Website are UK local time unless expressly stated otherwise.

11. Winner Selection

Unless the Competition page clearly states another lawful method, the provisional winner will be selected at random from all valid paid and postal entries.

The draw will use a verifiably random computer process. If a verifiably random computer process is not used, the draw will be conducted by or under the supervision of a demonstrably independent person.

A draw record may be retained showing the Competition, eligible entry pool, winning ticket number, draw time and any redraw history.

The number of entries purchased or the route used does not change the chance attached to each individual valid entry.

12. Winner Notification and Verification

The provisional winner will be contacted using the email address or telephone number registered to their account.

The provisional winner must respond within **seven days** of the first winner notification unless the Competition page clearly states a different claim period.

Before awarding the prize, we may require satisfactory proof of:

* identity;

* age;

* residential address;

* eligibility;

* account ownership; and

* compliance with these Terms.

A provisional winner will not be confirmed if they are ineligible, cannot be contacted after reasonable attempts, fail to respond within the claim period, provide false information or fail to complete reasonable verification.

In those circumstances, the original selection will be recorded and a replacement winner may be drawn from the remaining valid entries using the same fair selection method.

13. Winner Information

To demonstrate that a valid award took place, we may publish or make available the winner’s surname and county, together with the winning ticket number.

The winner may object to publication or ask us to reduce the amount of information published. We may still provide the relevant information privately to the Advertising Standards Authority if required.

Any winner photograph, testimonial, interview or promotional appearance beyond the limited winner information described above will require the winner’s separate agreement.

14. Prizes

The prize and any material restrictions will be described on the relevant Competition page.

Prizes are subject to availability and cannot normally be transferred, exchanged or replaced with cash unless:

* the Competition page expressly offers a cash alternative;

* the advertised prize is itself cash; or

* circumstances outside our reasonable control make substitution unavoidable.

Where an unavoidable substitution is necessary, the replacement will be of an equivalent or greater value and, wherever reasonably possible, of a similar nature to the advertised prize.

The Promoter is responsible for reasonable delivery or collection arrangements stated on the Competition page. Any unavoidable additional costs that the winner must bear to use a prize will be clearly disclosed before entry.

The winner is responsible for any personal tax, insurance, licence, registration or ongoing running costs associated with using the prize unless the Competition page states that they are included.

15. Cancellations, Errors and Refunds

If a Competition is cancelled and cannot reasonably be completed, paid entry fees for that Competition will be refunded to the original payment method.

Postal entrants do not pay an entry fee to the Promoter. Normal postage costs are not refundable unless required by law.

We may correct an obvious technical, pricing, ticket-allocation or description error where reasonably necessary. Any correction will be handled fairly and will not remove an entrant’s statutory rights.

Paid entries cannot ordinarily be withdrawn after payment has been confirmed and ticket numbers have been issued. However, nothing in these Terms limits any refund, cancellation or other rights that an entrant has under applicable consumer law.

If an entrant believes a payment or ticket-allocation error has occurred, they should contact us promptly using the customer-support email listed above.

16. Prohibited Conduct

Entrants must not:

* create or control duplicate accounts;

* use bots, scripts, automated entry systems or manipulated software;

* provide false or misleading information;

* interfere with the Website, payment system or draw process;

* use another person’s identity without lawful authority;

* submit altered, copied or fraudulent postal entries;

* attempt to reverse-engineer or exploit the qualifying-question system; or

* attempt to avoid eligibility, entry, spending or one-attempt restrictions.

We may investigate suspected misuse and may suspend entries or accounts while doing so. Entries may be disqualified where we have reasonable evidence of fraud, manipulation, material breach or ineligibility.

17. Website Availability

We take reasonable steps to keep the Website secure and available, but uninterrupted access cannot be guaranteed.

We are not responsible for an entrant’s own internet connection, device failure, email filtering, incorrect contact details or postal delays outside our reasonable control.

If a material failure of our systems affects the fairness or integrity of a Competition, we will take reasonable corrective action and communicate any material effect to entrants.

18. Limitation of Liability

Nothing in these Terms excludes or limits liability for:

* death or personal injury caused by negligence;

* fraud or fraudulent misrepresentation;

* breach of statutory consumer rights; or

* any other liability that cannot lawfully be excluded.

Subject to those protections, the Promoter is not responsible for losses that were not reasonably foreseeable when the entrant accepted these Terms or that result from circumstances outside the Promoter’s reasonable control.

19. Privacy

Personal information will be processed in accordance with our Privacy Policy.

Information may be used to administer accounts, verify eligibility, process payments and postal entries, prevent fraud, conduct draws, contact winners, deliver prizes, handle complaints and meet legal obligations.

Payment-card details will be processed by the authorised payment provider and should not be stored directly by 3for100.com unless expressly stated and lawfully required.

20. Responsible Participation

Competitions should be entered for entertainment and only within personal means.

Entrants may contact customer support to request account suspension or closure. We may restrict or suspend participation where activity indicates potential harm, fraud, unaffordable participation or attempted circumvention of platform protections.

Further information is available on our Responsible Play page.

21. Complaints

Questions or complaints should first be sent to:

**Email:** [YOUR SUPPORT EMAIL]

**Address:** [YOUR BUSINESS OR CORRESPONDENCE ADDRESS]

Please include the relevant Competition title, Competition reference number, account email and a clear description of the issue.

We will investigate complaints fairly and respond within a reasonable time.

22. Changes to These Terms

We may update these Terms for future Competitions to reflect legal, regulatory, security or operational changes.

The Terms that applied when an entrant entered a Competition will continue to govern that entry unless a change is legally required or is necessary due to unavoidable circumstances and can be made without unfairly disadvantaging entrants.

The current version and its last-updated date will remain available on the Website.

23. Governing Law

These Terms are governed by the laws of England and Wales.

Entrants living in Scotland retain any mandatory rights to bring proceedings in the Scottish courts. Nothing in this section removes any mandatory consumer protection available under the law of the entrant’s place of residence.

24. Severability

If any part of these Terms is found to be unlawful or unenforceable, the remaining provisions will continue to apply.

25. Entire Agreement

These Terms, the Competition Rules, the relevant Competition page, the Privacy Policy and the Responsible Play Policy form the agreement between the entrant and the Promoter concerning participation in a Competition.